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Important information please read

1. This insurance applies to Non-Medicare medical expenses. If Medicare covers any part of your treatment you cannot claim that treatment under this policy.

2. All physio or similar medical treatment must first be referred by a doctor before you start treatment. Copies of your doctor’s referrals must be submitted in support of your claim.

3. If you have private health insurance, you must first claim your treatment expenses with your private health insurer.

4. If you are unfit for work then you must consult a doctor and obtain a medical certificate at least once every month to support a claim for loss of income.

Below are copies of various documents you may wish to download.

NOTE: If you require a Certificate of Currency please contact Kim Thomson at Gallagher

Insurance Information

Claim Forms

Policy Documents